Housing Improvement Workers

  • Goals

    Provide customers with loans for house improvement and repair.

  • Interest rate


  • Simple procedure

    Simple and easy loan application


Provide customers with loans for house improvement and repair.



Max loan amount

50 million

Max loan term

36 months

Repayment term

Monthly interest payment and principal repayment

Step 1

Customers fill out the loan application form on Website.

Step 2

After receiving the customer’s registration form, CEP will contact the customer within 72 hours (excluding weekends and holidays) to respond on accepting or rejecting the customer’s request.

Step 3

Customers carry out loan registration procedures at units (for customers who are eligible for loans)

Step 4

CEP cooperates with collaborators at the unit to compile a list, and verify information on customers’ loan registration (for customers who are eligible for loans).

Step 5

CEP proceeds to give loans to customers.

Step 6

Customers cooperate with collaborators to fulfill the loan repayment obligation. Customers can actively monitor loan information through the App CEP.

Loan application form (CEP form).
Photocopy of national identity card or citizen identification card.
Proof of income and working at the company. 

Loan calculator


Total loan amount


Monthly repayment

Principal repayment


Interest repayment


Total repayment



The calculation is for loan and monthly repayment estimation, and is for reference only. Please contact the nearby branch to learn more.

Simple Registration

Form filling

Fill in the online registration form via the CEP Website or App.


CEP credit officer will contact you to confirm your needs and information to assist you in participating in CEP products and services.


Become a CEP customer through the support of the cluster leader or collaborator.

Register now

User profile status